SBA 7(a) & 504 lenders ranked by approvals — 89,596 loans worth $37.3B in FY2025–26

The 50 lenders that approved the most SBA-guaranteed business financing in the two most recent federal fiscal years: 59,524 loans worth $23,985,493,600 in FY2025 and 30,072 loans worth $13,282,111,000 in FY2026 (through June 30), counted loan by loan from the SBA’s own public FOIA loan detail files. For every lender you get the approval count, the dollar amount, how its volume splits between 7(a) and 504 loans, the industries it finances most, and where it is headquartered.

Lenders by FY2025–26 approvals

#	Lender	HQ	FY2025 approvals	FY2025 amount	FY2026 approvals (YTD)	FY2026 amount	7(a) / 504
1	The Huntington National Bank	OH	7,829	$2,541,411,600	2,753	$1,063,956,000	10517 / 65
2	Northeast Bank	ME	7,824	$1,325,112,200	2,652	$503,410,600	10463 / 13
3	Newtek Bank, National Association	FL	4,861	$2,092,188,200	3,864	$1,057,680,700	8670 / 55
4	U.S. Bank, National Association	OH	3,488	$922,159,600	2,239	$639,820,900	5660 / 67
5	TD Bank, National Association	DE	3,445	$525,264,800	1,504	$235,984,800	4916 / 33
6	Manufacturers and Traders Trust Company	NY	2,710	$299,866,000	2,173	$233,948,100	4870 / 13
7	Readycap Lending, LLC	NJ	3,137	$1,170,400,300	1,167	$325,148,700	4304 / 0
8	Live Oak Banking Company	NC	2,317	$2,944,254,200	1,591	$1,730,127,500	3844 / 64
9	JPMorgan Chase Bank, National Association	OH	2,106	$796,208,900	806	$282,157,600	2614 / 298
10	Celtic Bank Corporation	UT	1,559	$840,433,300	987	$536,070,400	2427 / 119
11	Lendistry SBLC, LLC	CA	1,849	$384,789,600	576	$120,668,000	2425 / 0
12	Wells Fargo Bank National Association	SD	1,677	$635,496,600	428	$366,534,400	1998 / 107
13	Zions Bank, A Division of	UT	1,270	$291,741,900	743	$248,465,400	1917 / 96
14	BayFirst National Bank	FL	1,903	$304,725,900	22	$12,834,000	1915 / 10
15	United Midwest Savings Bank National Association	OH	963	$380,604,500	635	$249,465,000	1598 / 0
16	Bank of America, National Association	NC	1,095	$727,594,500	486	$427,981,700	1219 / 362
17	Columbia Bank	OR	703	$126,419,700	540	$68,271,300	1191 / 52
18	KeyBank National Association	OH	786	$280,664,400	426	$190,722,000	1124 / 88
19	CenTrust Bank, A Division of SmartBiz Bank National Association	IL	335	$72,927,000	806	$162,597,700	1140 / 1
20	First Bank of the Lake	MO	680	$493,654,400	379	$319,057,600	988 / 71
21	Harvest Small Business Finance, LLC	CA	476	$452,083,200	337	$363,714,400	805 / 8
22	Byline Bank	IL	518	$576,429,800	281	$337,898,900	777 / 22
23	Fifth Third Bank	OH	457	$326,175,400	332	$301,115,800	757 / 32
24	Banco Popular de Puerto Rico	PR	394	$53,507,100	306	$44,152,800	675 / 25
25	Bank of Hope	CA	384	$314,606,500	313	$374,957,000	694 / 3
26	First Internet Bank of Indiana	IN	488	$713,338,800	207	$242,736,800	691 / 4
27	Eastern Bank	MA	416	$89,773,000	253	$40,543,100	621 / 48
28	First-Citizens Bank & Trust Company	NC	313	$406,951,400	244	$288,415,900	239 / 318
29	PNC Bank, National Association	DE	366	$128,157,400	175	$68,992,900	503 / 38
30	CDC Small Business Finance Corp.	CA	356	$57,639,300	167	$28,227,900	523 / 0
31	Citizens Bank	TN	315	$227,657,200	172	$161,247,500	474 / 13
32	Mountain America FCU	UT	290	$121,024,500	131	$87,392,700	350 / 71
33	Banner Bank	WA	291	$90,757,500	122	$58,340,700	397 / 16
34	Bank Five Nine	WI	259	$260,016,600	142	$149,095,800	271 / 130
35	Stone Bank	AR	226	$87,819,000	172	$63,222,200	398 / 0
36	Old National Bank	IN	254	$243,483,700	140	$157,312,200	357 / 37
37	Beacon Bank and Trust	MA	268	$279,638,100	122	$183,752,300	371 / 19
38	Port 51 Lending LLC	NY	226	$353,898,400	148	$271,342,600	374 / 0
39	Pinnacle Bank	TN	223	$286,609,300	151	$206,495,000	327 / 47
40	Hanmi Bank	CA	214	$181,180,100	159	$125,157,400	373 / 0
41	Harvest Commercial Capital, LLC	CA	209	$227,446,000	163	$165,216,000	0 / 372
42	Colony Bank	GA	246	$99,857,900	116	$58,678,400	358 / 4
43	Regions Bank	AL	237	$226,293,700	124	$105,628,500	279 / 82
44	TowneBank	VA	205	$194,097,400	141	$135,995,800	294 / 52
45	East West Bank	CA	205	$159,072,100	138	$131,724,000	305 / 38
46	Webster Bank National Association	CT	229	$106,996,700	114	$50,848,800	309 / 34
47	Rockland Trust Company	MA	235	$96,802,700	107	$41,108,000	260 / 82
48	SouthState Bank, National Association	FL	251	$150,678,700	88	$57,387,200	307 / 32
49	First Commonwealth Bank	PA	221	$135,854,300	113	$76,605,200	328 / 6
50	Northwest Bank	PA	215	$181,730,200	117	$129,902,800	314 / 18

Every figure was read from the SBA FOIA loan detail CSVs on 2026-09-17, covering approvals dated through 2026-06-30. The federal fiscal year runs October through September, so FY2026 counts cover October 2025 – June 2026 only and are still filling in. Amounts are the SBA-approved (GrossApproval) totals.

What the cross-section shows

SBA lending is a market of a few very large programs rather than a long tail: the top 50 lenders on this page account for 89,596 approvals worth $37,267,604,600 across the two fiscal years. Several of the largest names run high-volume 7(a) express programs with approval counts in the thousands per year, while the 504 program — commercial real-estate and equipment loans delivered with a Certified Development Company — shows up as the second loan type on the biggest commercial lenders. The newest fiscal year is still open, so FY2026 columns are partial-year and each lender’s page shows the trend against FY2025.

Source and method

Every figure was aggregated row by row from the SBA’s public FOIA loan detail files (7(a) FY2020–Present and 504 FY2010–Present, both as of 2026-06-30) on the data.sba.gov open-data portal. 7(a) rows are keyed on the BankName column; the 504 file has no bank column, so 504 rows are keyed on the third-party lender (falling back to the Certified Development Company when no third-party lender is named). Lender names are reproduced verbatim from the files — we never merge or rename them, so a bank that files under slightly different names appears under each name. Lenders with zero FY2025–26 approvals are excluded. Full CSVs: 7(a) file · 504 file.